Why should anybody who doesn’t own a car even bother about owning a car insurance policy. This is such a brilliant question. Owning a car insurance policy despite not having a car would be a smart decision in a number of situations to be discussed shortly.
You may not need a personal car for your daily movements if you live in a big city with an efficient mass transit system. You can easily go to a car rental service whenever you want to go for a picnic or vacation.
Along with providing you with cars for the period you want to use a private car, these rental companies also sell car insurance policies that cover you throughout that period. This may not really amount to so much if you rent a car once in a long while. The opposite is the case if you rent a car often making it more expensive than getting a non-owner car insurance policy.
Another reason will become apparent if you intend to borrow a car. Everybody will feel more comfortable lending you their car if they know you are so thoughtful as to even get a car insurance policy. Doesn’t the gesture of getting a non-owner car insurance policy tell you such a person is very thoughtful? People like dealing with people who show that they are responsible.
Before you run with the wrong impression, let me clarify something about a non-owner car insurance policy. Your non-owner’s policy cannot override the car owners policy. This policy gets to work if the car owner’s policy cannot cover the damages caused. As an example…
Imagine that you borrowed a car and had an accident where you caused a damage of $27,000. Your non-owner’s policy will not be touched if the car owner’s liability limit is $30,000. This will not be the case if his/her liability limit were to be half the amount. In such a situation your non-owner’s policy will come into effect to take care of the deficit.
It is very important, if you have anything to do with car insurance, that you learn how to make huge savings because of the disparity in rates by insurance companies. It is very ethical and lawful and can save you up to $1000.
If you’ll like to make up to $1000 in your car insurance then you’ve got all you need. Just follow the links in the resource box.
By: Chimezirim Chinecherem Odimba
Posts Tagged ‘Car Owner’
Car Insurance – For Those Who Don’t Own A Car
April 29th, 2010Car Upgrades – Upgrade Your Car
March 24th, 2010
We need to upgrade our car frequently. By regular upgrading, we can only keep enjoying our car rides and drives. For this reason, you must think about the improvisation. Generally, people upgrade their cars for two reasons; to style it up and to improve its performance. Based on these two reasons, the upgrades available for any car fall in below four categories of upgrading:
-lighting system
-performance chips
-body kits
-interior and exterior trims
Most people prefer to do the upgrade by replacing and changing lighting system, performance chips and body kits than replacing and changing the interior, exterior trims.
Putting high definition and latest technologies of lighting source that will emit better lights for your car is a good choice. There are different kinds of lights available, you may consider buying them for upgrading your car. Those lighting systems mostly are LED, HID, XENON etc.
Performance chips are good elements for your car upgrade. They add torque and robust horsepower to your engine maintaining fuel consumption at economy level. These work as performance multiplier. Many performance chips are available. You may consider getting them to install on your car.
Body kits are car upgrade options but they do not offer any change with performance. Your performance will remain same but your car will get a new look for changing and replacing the car body kits.
Interior and exterior trims are also considered as important car upgrades. But like body kits replacement interior and exterior trims change and replacement do not offer any performance improvement. They simply add beauty or enhance the aesthetic appeal of your car.
Based on your need you may visit different online stores to get available upgrades for your car. They are smart and wise choice for every car owner.
By: Faisal Farrukh
